Deltona Florida | $235,000

🏡 **Charming 2-Bedroom Home on Expansive Corner Lot!** 🌟

Welcome to this gem that’s been fully remodeled to offer modern comfort and style. Step into the **brand-new kitchen** with sleek countertops and contemporary cabinets—perfect for your culinary adventures! 🍽️

🛠️ **Upgrades Include:**
– **Brand-new roof** (2024) for durability and peace of mind 🏠
– Entire home **rewired** in 2024 for safe and reliable electrical systems ⚡
– **A/C unit** installed in 2021 to keep you cool and comfortable ❄️
– **Newer windows** flooding the interior with natural light 🌞

This home is truly move-in ready, with no detail overlooked! Outside, enjoy the large corner lot with ample space for outdoor activities, gardening, or future expansions. 🌳🌷

Whether you’re hosting a summer barbecue or simply enjoying a quiet evening, this yard is your perfect oasis. 🌇

Don’t miss this opportunity to own a beautifully updated home that combines modern amenities with classic charm. It’s waiting for you to make it your own!

📞 **Contact:** (407) 759-5677

#DreamHome #RealEstate #MoveInReady #ModernLiving #HomeSweetHome

——————————————————————————————————————

🏡 Explore the world of real estate in Central Florida with our informative and exciting content. Whether you’re buying, selling, or investing in property, we’ve got you covered!
📞 For more information, reach out to Jodenny at (407) 759-5677 or email us at Jodenny@gmail.com.

🌟 Subscribe now to stay up-to-date with the latest trends, market insights, and property tours across Central Florida. Whether you’re a first-time homebuyer, seasoned investor, or simply curious about the local real estate scene, our channel is your go-to resource.
Discover hidden gems in Orlando, Tampa, Miami, and beyond, as we bring you the inside scoop on the hottest listings and neighborhoods. Don’t miss out on expert advice, tips for a successful home sale, and so much more.

Listed By:
O6216614
eXp Realty LLC
Youbel Montesino

Join us in the exciting world of Central Florida real estate – where opportunities abound, and dreams come true. Hit that subscribe button, and let’s embark on this incredible journey together! 🏠✨”

Jodenny Ogando
Team Leader/Realtor
REAL Broker LLC
(407) 759-5677

so we’re in Valia County today and just to give you a few things that are happening in this County there’s a developer that’s closing on a Transit friendly mixed use development site in the land Taylor Morrison is building condo town homes in Mount Dora Groves and there’s a developer that hopes to bring Camp Margaritaville into valua County today we’re checking out a recently renovated home pretty nice size at an incredible price let’s take a look [Music] when I was running the comparable properties that are on the market right now in this one mile radius I was able to pull up that the the average price right now is around mid3 so like low to mid3 is around $326,000 so when I tell you that this property that we’re in right now is an amazing deal within that 1 mile radius of it being $326,000 this is one of the lowest price properties renovated throughout in that radius we’re sitting in a twoed one bath home for $235,000 we’re right under A4 acre so we have 23 with no HOA and no CDD apart from the Cosmetic improvements that this home has throughout you also have a newer roof newer AC and rewiring throughout the home as well so when you’re buying a house that’s older you want to make sure that’s some of the major components have been updated and the seller here has done just that for you so as you step out the front of this home faces Southwest um that’s important to some people when they’re buying a house if this is your first time watching a video of mine my name is Jo danand I’m a central Florida realtor and on this channel we explore all things real estate and today we’re checking out a resale home most of the time we’re doing new construction homes but today we have this beautiful single story restell home that has been renovated and the seller put some good money into it to bring to bring back to life a lot of major parts of this house as well as some beautiful cosmetic Renovations inside let’s take a look we’re in vucha County right now and we’re not too far from Orlando we’re not too far from Lake Mary from Sanford so we’re in the north going like towards Northeast the beaches are not too far from here as well so it’s a pretty prime location about 15 minutes from here or less you’re going to have access to Target Walmart there’s all shopping plazas around here there’s also um right down the street there’s a Publix here so you’re pretty centrally located to all the things that you might need on an everyday basis so I I would say it’s a pretty prime location on this channel I mostly do new construction but we’re adding in a little bit of resale homes as well and when you’re buying a resale home some of the things you want to think about is the life expectancy of some of the major parts of the property so I have this pamphlet here that an inspector gave me from pill post and it has some of the life expectancy of the major parts of the home so we’re going to talk about roof heating cooling plumbing and appliances as well and if you want a full video or a copy of this pamphlet so you can have you know this information as well just send me a message or call me and I’ll send it to you so as far as roof goes you have life expectancy from asphalt standard shingle all the way to metal roofs you can pretty much Bank on anywhere from 12 Years to 60 years years on a metal roof you have a 60-year life expectancy whereas on a standard shingle roof you have 12 to 15 years it’s very important when you’re buying a house because when you part of the process when you’re buying a property is getting homeowners insurance and the homeowners insurance folks they want to know when the last time that roof roof was replaced and they’ll pull permits and everything and it will cause big issues if that roof doesn’t have much life expectancy left then we’re talking about Heating and Cooling so those can range anywhere from 10 to 25 years so Heating and Cooling depending on how well you maintain it 10 to 25 years on that those components as far as Plumbing goes dep depending on the the plumbing the septic the well hot water heater you got from 5 to 25 years for example hot water heater is can go from 5 to 15 years and if you have galvanized water pipes you’re looking 12 to 25 years a septic or a sewer pump 5 to 10 years and a well pump about 10 years before it has to be replaced lastly let’s talk about some appliances so we have dishwasher dryer garbage disposal oven range and washing machine this can range anywhere from 5 to 25 years so the way that it’s listed is dishwasher 5 to 12 years dryer 10 to 25 years garbage disposal 5 to 12 years oven range 15 to 20 years washing machines 5 to 15 years it’s also important to talk about taxes when you’re buying new construction or even resales see when you pull up this listing online a lot of those online tools are going to give you some sort of calculation on what the monthly payments can be and what’s going to happen is you’re going to get the incorrect numbers because not all the information on the listing is fully correct or has it been updated yet in this scenario the taxes are showing as $432 for the year now the tricky part is once this home trades hands and it resells the property taxes are going to be reassessed by next year and it’s going to be more up to date on what the going rate is in the area see the way that those property taxes work and I’m not an expert but you can reach out to the tax collector but it’s going to be based on the last time it was reassessed or whatever and if this property was bought off market and was renovated and now it’s going to be sold for like what the going rates are the property taxes are going to be higher than what they are right now and that’s always a sticker shock for buyers a year later so depending on the realtor that you choose and lender you know just to make or break the deal they might withhold that information from you just to make the numbers look good especially when the rates are High versus someone like me that’s going to be super honest with you and say hey this is what the payments are going to be now for next year when the taxes get reassessed the tax collector is saying that this is what they it’s going to be in taxes and expect this increase that’s why you’re going to hear a lot of people talk about oh my property taxes went up the the following year after I bought a new construction or bought like a sell home or something like this that was renovated so be on the lookout for that because the property taxes may not be correct so this would be a perfect starter home there’s not much going on here we have a two bed one bath sitting on 23 close to a/4 acre with no HOA and no CDD so when you come right in um it’s a nice driveway out there so you can park your car and there’s nice little storage shed in the back but this is going to be your open floor plan with the living room and your dining area all in one you kind of just got to figure out where you would put everything um and then you have your kitchen right here for such a quaint space um the layout I think is amazing you have one bedroom on one side of the property whereas the other one is on the other side of the property so they’re not right next to each other so you’ll still have that privacy you know between the bedrooms so we have one here with the closet and you have one all the way over there I feel like they spared no expense when doing the up upgrades in the Cosmetics this is an amazing kitchen you have an amazing countertop stainless steel appliances you have some good backsplash and the color schemes are really neutral so I think the seller did a great job on upgrading this house in my opinion what are your thoughts I wanted to walk you through what the home buying process looks like a lot of these videos are you know targeted for like firsttime home buyers or even move up buyers that haven’t moved in a while um but a lot of people don’t know like what the process is when you’re buying a home so one of the first steps is Consulting with a real estate agent to figure out what your goals are and kind of like map out what that’s going to look like then what you want to do is if you need financing get with a lender or if you don’t need financing just have proof of funds ready I’m also a mortgage broker so if you need help with the financing part of it I can help you with that and starting in July 1st of 2024 Hometown Heroes down payment assistance program is coming back with an even you know a nice budget to help you with your purchase and if you’re a first-time home buyer you can get up to $35,000 or 5% of the purchase price towards that purchase for more details on Hometown Heroes reach out to me directly and I’ll give you the details on that but you talk to a realtor like me we put together kind of like a synopsis of what you’re looking for and then if you need financing we’ll help you with that as well or if you’re doing cash you just have your proof for funds ready then we have to set up a search alert figuring out what types of property you’re looking for and then we set time aside to look at the property once we find the right property for you we then go under contract after we get an offer submitted and negotiated one of the first things you’re going to do is you’re going to start the escrow account with the title company in which you send your initial deposit at the same time we’re going to order a home inspection to determine the condition of the property with the home inspection some of the most important things are going to be the four points of the house so roof Plumbing electrical and HVAC as well the inspector is going to make sure that those are functioning and how much life expect expectancy they have and then with that report we give it to the insurance folks we’re all trying to make sure that when you move into this house that you’re not going to have a major headache in the first 5 years or so but there’s a lot of things that we can’t determine until we basically um until that time come so we can’t see the future but we try our best to help you with that after you’ve gotten the home inspection it’s time to order the appraisal and if you’re doing financing right around the same time the bank is putting your file into underwriting to see like you know if anything is Miss the Appraiser’s job is to determine what the value of the home’s going to be so again everyone’s working to make this the most seamless purchase possible sometimes the appraisal number doesn’t match what the sales price is we do our best to try to list properties at a comparable price but sometimes the sellers have a unrealistic expectation of what their house may be worth so you can’t really blame the buyer’s agent for not knowing what the house is worth because it depends on what the the comps are in the area and the craziest part is those comps change every day cuz if a new sale happens down the street today and one happens tomorrow or next week the comps will change from when the property was listed so there’s been times where we’ve gotten a listing on the contract under the asking price but it’s been listed for four to 6 months and the comps are completely different so it’s sometimes a good uh change where the comps went up and the price the appraisal was low or sometimes or sorry the appraisal is high and the price is you know in the opposite direction but sometimes it goes in the wrong direction where it no longer is worth what it’s listed for or what we’re under contract for so what I like to do is put appraisal Protections in the contracts we call it the appraisal contingency so that if we run into that issue we have the opportunity to renegotiate now we can’t force a seller to do anything so with the appraisal contingency is we’re going to protect you and try to protect your deposit to see if we can renegotiate after the appraisal and after the loan is in final underwriting or clear to close or if you’re just not doing a loan when the title work comes back saying that the title is clear at least you want to do what’s called the final walkth through when you walk the house one more time the day of closing or before closing just to make sure that nothing you know changed there’s nothing missing there’s no crazy holes in the wall because we want to make sure that the house is given to you in the condition that you saw it in um for closing now being a firsttime home buyer you also want to know and be prepared to what some of the numbers are going to be when you’re buying a property so what I have in front of me is a final settlement statement of a previous closing that we had on those settlement statements it’s about six pages long it’ll outline all the numbers that are involved with buying a house so when you’re buying a house you want to factor in down payment and closing cost so if you’re going with like a let’s say a traditional FHA mortgage 3 and 1 12% down and then you want to factor in closing cost which can be any from 3 to 5% let’s just say 4% you want to factor in like 7.5% so on a property like this that we’re in today for $235,000 you want to take $235,000 time 7.5% you’re probably going to be close to $188,000 so you want to factor in $18 or $20,000 for the purchase because there’s also going to be home inspection costs and there’s going to be like appraisal fees as well which sometimes are baked into those numbers but let’s just use round numbers and say 8 or $20,000 depending on how motivated the seller is we can try to get some of that covered through what we call concessions or closing cost assistance so if we had a $118,000 bill and we got the seller to give you $5,000 now you have a $133,000 bill and if you also need help with that that’s where we come in with down payment assistance programs if you qualify or you can tap into your 401k or you can have friends or fam well family help you with gift funds there’s different scenarios we can put you in or help you with to get you to that closing table but this document is going to show the breakdown of what’s involved in the purchase so at the top it starts with the financials it’s going to show the purchase price minus any deposits and any loan amounts so it’s going to be the 235 number there or if we negotiate to 230 it’ll be a 230 number there any deposit you put down and the remaining loan balance that the lender is going to pay you’re going to have prorations and adjustments so you’re going to have any County taxes any HOAs which in this in this property there’s no HOA um so that’s where that’s going to go then you’re going to have the loan charges so you’re going to have any origination fees underwriting fees tax certification right under that we’re going to have the impound so you’re going to have homeowners insurance uh when it comes to homeowners insurance you’ll prepay it up front for the year and then the mon the moment the mortgage starts getting charged you’re going to pay it again monthly with the taxes but what’s actually happening is they’re collecting it in advance for your next payment so that confuses a lot of people like I just paid the taxes up front and the homeowners insurance why am I being built monthly well what they’re doing is they’re collecting it in advance for the next payment the following year under the impounds you’re going to have title charges and escrow charges so any title fees lean search fees um anything like that will be in that category there and then you’re going to have commissions commissions are very controversial topic right now so if you’re watching the news there’s so many things going on with commissions so the way that that paid out commissions before may be changing so just reach out to me or reach out to your realtor directly to figure out what the best course of action is with negotiating commissions but that’s where the the commissions are going to be and any transaction fees are going to be there then you’re going to have government recording and transfer charges which is going to be right under that payoffs if the seller has a pay off on the mortgage it’ll show off on it’ll show up on the settlement statement miscellaneous so any miscellaneous fee that are there um and then at the bottom it’s going to show what’s due from the buyer and what’s due to the seller so at closing what’s going to happen is that document is going to be given to both parties well it’s going to be given to the Realtors beforehand and the lenders as well just to verify that everything’s correct and then it gets released to the buyers and sellers and if anything is wrong it has to be adjusted and that’s going to be like the final receipt that shows like the breakdown of what it costs everybody to buy and or sell this property if you stck on to the end thank you for watching drop a like on this video drop a comment let me know where you’re watching from subscribe to the channel I got resale homes new construction homes today we’re in Valia County we were in Maran County recently in Okala Orange County Orlando uh seino County uh which we were in I think Sanford and then we were in pop County Davenport as well as aola County St Cloud CI so I’m all over the place um if you want me to tour a specific City find a property in that City drop a comment down below and what I’ll do for you is I’ll find the property in that area just to kind of get a tour specifically for you and I’ll put it on the channel as well um if you want to see a specific city um and if you want to reach out to me for help with your real estate needs my phone number is going to be somewhere on the screen 407 75956 77 and if you want to reach out via email it’s Joe Denny at gmail j o d nny y gmail.com thank you for watching and I’ll see you on the next video