#seniorliving
#frugalliving
#lowincomeliving
#moneysavingtips
#seniorlife #seniorbudget
Need Help? Find a food pantry in your area:
#seniorliving
#frugalliving
#lowincomeliving
#moneysavingtips
#seniorlife #seniorbudget
Need Help? Find a food pantry in your area:
30 Comments
Hi Ellen, just came across your channel!!! I am sick of watering too!!! Love hearing about gardening.
I think what you said is spot on. It's hard to know what someone else is going through. There is no way most people could sell their house and rent and apartment anymore. I live near a mid-sized town and the rents are double what we pay for our mortgage, it's crazy! I am simplifying my life, decluttering and thanking God every day for what we have. God bless you!
You make very valid points that I definitely relate to. I feel like those younger people are having it particularly rough. Best to not judge anyone when it comes to economics because we have totally unique experiences. We do the best we can with what life hands us.
My plans for next years garden are to use my rabbit manure and my cultivator/tiller to prepare the ground for my veggies. I would also like to increase the number of berry bushes and fruit trees.. I already bought items to make a DIY hydroponic set-up to grow tomatoes. If necessary it can be set-up in the garage using grow- lights I bought on sale. I agree with you, about frugality. After viewing documentaries about how many folk. especially older folk cannot manage to heat their homes, or afford nutrious meals, I feel very grateful. As a lifelong prepper, I am so glad I stashed enough food and goods to last a very long time, it provides security in an uncertain world. I set aside enough for my daughter and family too, as minimalists it is doubful they have thought ahead.
I grew up in Europe. For the vast majority of the year, clothes can be dried outside on a wash line. Dryers are unnecessary. In bad weather clothes can be dried on a rack inside. The whole clothes dryer thing is a huge energy suck and it’s completely unnecessary. Also, dryers are rough on your clothes.
Really like that fridge. Vould you give us the brand?
I am approximately the same age as you and similar circumstances. There’s always things you can do. You can rent out a bedroom and bath to a friend or other older lady who is in the same circumstances. Sure, it may not be just what you want to do, but there’s always options if you look for them. Try to be more optimistic, and God will supply all of your needs
I think one problem is that “living within your means” gets interpreted as “living within your income,” but income isn’t ever guaranteed.
I've said the same thing. They push the 'green' agenda , but then they also , hypocritcally, ensure appliances won't last (build in obsolence). Old school appliances were made to last. My appliances are all from 2000 and are all going strong 👍I could buy new, but why would I ? As long as they work I will keep using them.
Windows are ridiculously expensive!! You would be shocked at what we paid to have 3 windows replaced 😬
If you have rooms in your house rent it out to a single person or make bed and breakfast rooms. I know a single ( divorced ) mom with two young children blocked off the entrance to their bedrooms and made two rooms into a bed and breakfast on weekends. She worked on weekdays!
Absolutely true what you are saying!! Keep saying it!!!
Wow I just want to say thank you, I don’t think I ever hear anyone address this reality. There are many circumstances where people can only cut back so far, and they can’t stay within their means. Most people act like if you’re struggling, you just waste money left and right. Sometimes that’s the case, but definitely not always. Thanks for bringing up this topic.
Have you considered sharing your house with another retired woman? Charge rent, 400-500.00. Lots of people would love that.
Glad you mentioned the developers. Look at what happened in Lahaina Maui on 8 Aug 2023 — how are the home owners going to pay their mortgage,
property tax, etc. when most lost their jobs? Keller Williams and BlackRock will be at their doorstep.
Enjoyed your video.
HIUH?
Sorry, but “living WITHIN your means” MEANS just that.
If your income does not support the price of things you WANT or ALREADY HAVE, you don’t keep or buy them.
With all due respect, you have made a choice to live a life that you cannot afford.
And brassica’s are not “cheap” when you’re “broke”.
Which state are you in?
You said a truth, “if you ALWAYS LIVED WITHIN YOUR MEANS” is easier to do so now, when we NEED to. True. And when we lived through the 2007-8 depression we now find ourselves back there. BUT we learned that we needed to be debt free and stay debt free. 2008 scared the crap out of us and ever since we have carried no debt. We saved for retirement and now we use SS to pay all our expenses because we kept it simple. Now in this crazy world we are glad we kept our life style simple. Consumer debt is going to crush many. God bless you. I hope things improve.
I would google recycle building supplies in your area
Replacement parts are always more$$$
The green thing is nonsense, it is not sustainable!
Im 49, and if i retire at 62 will make only 900 a month ssi. All those years working, with only two weeks without a job once, and thsts all ill get. I wont push my body till 67 or 70, because its not meant to go thst far working. Life is hard for sure.
I'm so very blessed..i struggle also but I stop and I'm very greatful I have a good over my head, food to eat and I can pay my bills…i live a very frugal life and cut corners . do I ever have extra money to just go on vacation or shop….NO. But that's ok because?many with no home no warm bed no food…GOD has truly blessed me with what I do have. GOD takes care of my daily needs …difference between needing and wanting.
I am in a bad place myself , my first husband passed and I had four small children, I used his insurance to buy a house, in 1970 housing was low. I had a good job but was hard by myself. I married again in two years. He passed 23 years ago so I have been alone. I moved back to my home town, I receive about half his disability from railroad. But I got myself on the edge by no fault but my own. I live in an old mobile home with no pmt. Now I don't have a car because of rusted frame. S now I'm begging rides to church and grocery. My daughter comes on her day off but she lives an hour away. My other children are scattered from here to there. I'm doing great with the help of my Lord.
Don't get pet's if you can barely take care of yourself 😊
Misery loves company. I liked your story, reality. So many in the same boat but rarely discuss. Thank you!
I know what you mean. I married twice and divorced both of them. We are much better away from the financial and emotional drain. God looks after strong mothers like yourself. You go girl.
Ellen, please check out the Opportunity Council's Weatherization Program. Be assertive, make an appointment to talk to one of their advisors and go in person with proof of income and identification, so you can apply right then and there, before their yearly grant allocation runs out. The early bird catches the worm, so don't delay! If they took care of your roof and window issues, you would be miles ahead of where you are now. They would also check for droughts and make sure you home is as energy efficient as possible, even if you needed insulation under the house they do that too! They have a set amount of funds they can spend on each person. Some people are given woodstoves which are installed by them. When folk are used to living with a partner, they do not always have need to know what help is available. It can be a whole different' ball game' for those of us who through life events, that are no fault of our own, struggle to take care of the basics, even if we planned well for our 'Golden Years.' Elderly folk are easy prey for those who choose to take advantage and are not always as honest as they could be. The Opportunity Council has its own crews who come out to do the work, and they are well supervised, so you would not even have to get estimates for whatever work needs to be done.
Oh, boy, can I absolutely relate to everything you talked about. I've been divorced twice, and also got my degree going to school nights for 12 years while raising a family and working full-time++. Looking back, I don't know how I did it all, but somehow we manage. I'm fortunate that I also made good money and stashed a lot away in the last 6 or 10 years of working, such that I could pay off my house and also live on that money (carefully budgeted) until I was old enough to officially retire. That worked out well, because I ended up taking care of my Mom for several years. Thanks for the chat. I really understood all of it and agree.
With God all mistakes harddhips broken relationships in my life God is able