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What is Credit Gardening? What does it mean to garden your credit cards?
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What is Credit Gardening? What does it mean to garden your credit cards?



Do I water my cards? [Click “See More” for Advertiser Disclosure]
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You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved):
– CardMatch™: https://rebrand.ly/p70ubk
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– Travel Rewards Credit Cards: https://rebrand.ly/27jk4y
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– Or, use our Amazon.com link: https://amzn.to/2PpQWoB
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ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can’t guarantee that we’ve included every company or every available offer.

NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

#credit #creditcards #creditcardgardening

24 Comments

  1. Strictly Credit Cards

    You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved): [Click "Read More" for Advertiser Disclosure]
    .
    – CardMatch™: https://rebrand.ly/p70ubk
    – Cash Back Credit Cards: https://rebrand.ly/8tz84x
    – Travel Rewards Credit Cards: https://rebrand.ly/27jk4y
    – Credit Cards For Good Credit: https://rebrand.ly/yi47oz
    – Credit Cards for Fair Credit: https://rebrand.ly/956h4w
    – Or, use our Amazon.com link: https://amzn.to/2PpQWoB
    .
    ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can't guarantee that we've included every company or every available offer.
    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

  2. Coochie Crook

    But, Adam how will I get 1500 credit cards? The guy who is in the guinness book of world records has 1499 last I checked I must beat him!

  4. Stan Lee

    I had planned to be in the garden for a year, but when I got an offer for a 3x card on groceries, gas and dining, I couldn't resist. That should be it for 2020, unless someone comes up with a new product that blows everyone away.

  5. $am $mooth

    This is another hit 📹 on time. I was just thinking about this subject 💯. I use my capitol one credit card a month with small bills. Allow time for hard inquiries two fall off. Then apply for more credit cards or another loan around may of 21.

  6. nneo100

    Forced into the “garden” for at least six months. I want a dining card for Christmas. 🎄Thanks for the video!

  8. dadmomand3

    #2 applies to me. I want to purchase a home in October 2021. Prior to obtaining 3 additional credit cards within the last 2 months, I gardened for 2 years. So, I am in it for the marathon. Perhaps after closing, I will do an app spree. I would love a video on sprees. I only want 3 more cards – AMEX platinum and possibly 1 or 2 Chase cards, if not Chase, a Discoverit for category spend.

  9. Rudy Salas

    I was gardening about every year and a half before my cards 0% intro balance would expire and repeat with a new card. Now im gardening every 6 months. Thats plenty of time to improve my score and maintaining credit history.

  12. Camera talk305

    Great way to increase credit history, potentially help negative marks fall off over time & build relation with creditor so easier to get a family of cards

  15. JJPurp

    I'm definitely in the garden right now. Just got a Citi double cash. I'm about done

  17. Aggro'd Kreg

    I think I'm gonna go into the garden now. Gonna reorganize a couple of things, including finding out where I can use the credit cards I just got, how to maximize their rewards, and let the inquiries stew and fall off.

  18. Ryan I

    Does Chase’s 5/24 rule only apply to credit card apps, or any app for credit? (I.e., mortgage, car)

  19. Bodidiva Tulku

    Hey Adam, is it advisable to freeze your credit when going to garden? I might request CLI on some recently issued Amex cards in the next 6 months and I want to make sure they can pull that if needed.

  22. LeahBandB

    I'm in the garden because of Chase. After working hard to rebuild my score, I'm finally in a place where the only thing keeping me from Chase is 5/24. It's bittersweet 😂

  24. Sam Sung

    Im waiting for a bunch of inquiries to fall off my report. Im happy with where I am for now with my total available limit. If an emergency happened tomorrow, I would be okay.

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